LOT 49 49 Barnard Hill LnBoylstonMA01505
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find LOT 49 49 Barnard Hill Ln, Boylston, MA, 01505 in Boylston worth study. Rental yield 2.04%. The 2.04% gross yield is below cash-flow benchmarks at $1,698,900, but 5% annual appreciation, adding $469,375 over five years, frames this as a capital growth position. Rent of $2,893/mo partially offsets the $7,639/mo payment. Ziffy Mortgage finances appreciation-play properties (0.38 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $142,182.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2% | 6.0% |
| Monthly Cash Flow | $(7,815) | $450 |
City averages based on Boylston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,893 |
| Total Monthly Debt Service | $10,032 |
| DSCR Ratio | 0.29x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
0.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01505, Boylston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,139 (100%) |
| Owner Occupied HU | 1,770 (82.7%) |
| Renter Occupied HU | 287 (13.4%) |
| Vacant Housing Units | 82 ( 3.8%) |
| Median Home Value | $668,109 |
| Average Home Value | $711,493 |
Housing Distribution
Address Breakdown
Residential
2,012
Single Family
1,771
Multi-Family
241
Businesses
148
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
0.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01505, Boylston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,139 (100%) |
| Owner Occupied HU | 1,770 (82.7%) |
| Renter Occupied HU | 287 (13.4%) |
| Vacant Housing Units | 82 ( 3.8%) |
| Median Home Value | $668,109 |
| Average Home Value | $711,493 |
Housing Distribution
Address Breakdown
Residential
2,012
Single Family
1,771
Multi-Family
241
Businesses
148
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Janice Dumont • JD Advisors, Inc
Mls Name: MLS PIN
Mls ID: #73476118