LOT 457 S Heartwood Rd #4823MapletonUT84664
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: LOT 457 S Heartwood Rd #4823, Mapleton, UT, 84664 in Mapleton at $453,900 earns $2,698/mo in rent and nets $37/mo after the $2,041/mo payment, a 7.13% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $125,404 over five years. Ziffy Mortgage underwrites this on a 1.32 DSCR without U.S. credit history. With $4,180/yr in principal paydown, total projected return reaches $173,913.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 5.2% |
| Monthly Cash Flow | $37 | $450 |
City averages based on Mapleton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,698 |
| Total Monthly Debt Service | $2,480 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84664, Mapleton, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,700 (100%) |
| Owner Occupied HU | 4,210 (89.6%) |
| Renter Occupied HU | 365 ( 7.8%) |
| Vacant Housing Units | 125 ( 2.7%) |
| Median Home Value | $815,304 |
| Average Home Value | $903,869 |
Housing Distribution
Address Breakdown
Residential
4,065
Single Family
4,018
Multi-Family
47
Businesses
98
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84664, Mapleton, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,700 (100%) |
| Owner Occupied HU | 4,210 (89.6%) |
| Renter Occupied HU | 365 ( 7.8%) |
| Vacant Housing Units | 125 ( 2.7%) |
| Median Home Value | $815,304 |
| Average Home Value | $903,869 |
Housing Distribution
Address Breakdown
Residential
4,065
Single Family
4,018
Multi-Family
47
Businesses
98
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices