LOT 4 Mount Carmel RdEugeneMO65032
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at LOT 4 Mount Carmel Rd, Eugene, MO, 65032 in Eugene speaks for itself: 15.02% gross on a $135,000 price, generating $1,690/mo in rent and $849/mo in net income after the $607/mo debt service. DSCR 2.78, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $10,186 stacks alongside $37,298 in projected five-year appreciation and $1,243/yr in principal reduction. Projected total cumulative return: $105,854.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 15% | 6.2% |
| Monthly Cash Flow | $849 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,690 |
| Total Monthly Debt Service | $787 |
| DSCR Ratio | 2.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
2.24 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65032, Eugene, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 640 (100%) |
| Owner Occupied HU | 548 (85.6%) |
| Renter Occupied HU | 60 ( 9.4%) |
| Vacant Housing Units | 32 ( 5.0%) |
| Median Home Value | $227,778 |
| Average Home Value | $250,922 |
Housing Distribution
Address Breakdown
Residential
672
Single Family
672
Multi-Family
0
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
2.24 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65032, Eugene, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 640 (100%) |
| Owner Occupied HU | 548 (85.6%) |
| Renter Occupied HU | 60 ( 9.4%) |
| Vacant Housing Units | 32 ( 5.0%) |
| Median Home Value | $227,778 |
| Average Home Value | $250,922 |
Housing Distribution
Address Breakdown
Residential
672
Single Family
672
Multi-Family
0
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lacey Hale • eXp Realty, LLC
Mls Name: JCMLS
Mls Provider:
Mls ID: #10067964
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.