LOT 4 Heritage WayMoyie SpringsID83845
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find LOT 4 Heritage Way, Moyie Springs, ID, 83845 in Moyie Springs hard to pass up. The 11.45% gross yield on a $179,900 purchase results in $1,716/mo in rent and $681/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.12). Annual cash flow of $8,173, five-year appreciation of $49,703, and $1,657/yr in equity build-up combine for a projected total cumulative return of $111,718.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.0% |
| Monthly Cash Flow | $681 | $250 |
City averages based on Moyie Springs market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,716 |
| Total Monthly Debt Service | $963 |
| DSCR Ratio | 1.78x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
0.84 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83845, Moyie Springs, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 931 (100%) |
| Owner Occupied HU | 658 (70.7%) |
| Renter Occupied HU | 147 (15.8%) |
| Vacant Housing Units | 126 (13.5%) |
| Median Home Value | $370,470 |
| Average Home Value | $411,641 |
Housing Distribution
Address Breakdown
Residential
621
Single Family
621
Multi-Family
0
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
0.84 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83845, Moyie Springs, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 931 (100%) |
| Owner Occupied HU | 658 (70.7%) |
| Renter Occupied HU | 147 (15.8%) |
| Vacant Housing Units | 126 (13.5%) |
| Median Home Value | $370,470 |
| Average Home Value | $411,641 |
Housing Distribution
Address Breakdown
Residential
621
Single Family
621
Multi-Family
0
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices