LOT 3 Highway 139RangelyCO81648
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderAt $220,000, LOT 3 Highway 139, Rangely, CO, 81648 in Rangely generates $1,428/mo in rent (7.79% yield) but nets only $146/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.44) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $60,782. Total projected return: $92,498.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 5.0% |
| Monthly Cash Flow | $146 | $1,200 |
City averages based on Rangely market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,428 |
| Total Monthly Debt Service | $1,195 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
39.21 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81648, Rangely, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,368 (100%) |
| Owner Occupied HU | 692 (50.6%) |
| Renter Occupied HU | 328 (24.0%) |
| Vacant Housing Units | 348 (25.4%) |
| Median Home Value | $255,769 |
| Average Home Value | $274,664 |
Housing Distribution
Address Breakdown
Residential
987
Single Family
956
Multi-Family
31
Businesses
152
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
39.21 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81648, Rangely, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,368 (100%) |
| Owner Occupied HU | 692 (50.6%) |
| Renter Occupied HU | 328 (24.0%) |
| Vacant Housing Units | 348 (25.4%) |
| Median Home Value | $255,769 |
| Average Home Value | $274,664 |
Housing Distribution
Address Breakdown
Residential
987
Single Family
956
Multi-Family
31
Businesses
152
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bailey Waldref • Real Estate West
Mls Name: AGSMLS
Mls ID: #186227
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.