LOT 29 29 Tall Pines TrlSouthwickMA01077
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider LOT 29 29 Tall Pines Trl, Southwick, MA, 01077 in Southwick. Rental yield 2.75%. At $1,150,000 with 2.75% gross yield, current distributions are modest, but the 5% appreciation rate projects $317,724 in new equity by year five, complemented by $10,592/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.51) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $140,102.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.8% | 7.0% |
| Monthly Cash Flow | $(4,608) | $800 |
City averages based on Southwick market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,640 |
| Total Monthly Debt Service | $6,791 |
| DSCR Ratio | 0.39x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
2.23 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01077, Southwick, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,317 (100%) |
| Owner Occupied HU | 3,288 (76.2%) |
| Renter Occupied HU | 727 (16.8%) |
| Vacant Housing Units | 302 ( 7.0%) |
| Median Home Value | $461,010 |
| Average Home Value | $484,192 |
Housing Distribution
Address Breakdown
Residential
3,882
Single Family
3,492
Multi-Family
390
Businesses
330
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
2.23 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01077, Southwick, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,317 (100%) |
| Owner Occupied HU | 3,288 (76.2%) |
| Renter Occupied HU | 727 (16.8%) |
| Vacant Housing Units | 302 ( 7.0%) |
| Median Home Value | $461,010 |
| Average Home Value | $484,192 |
Housing Distribution
Address Breakdown
Residential
3,882
Single Family
3,492
Multi-Family
390
Businesses
330
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73492376