LOT 223 Southern View StSaint GeorgeUT84790
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at LOT 223 Southern View St, Saint George, UT, 84790 in Saint George speaks for itself: 10.43% gross on a $409,000 price, generating $3,553/mo in rent and $1,156/mo in net income after the $1,939/mo debt service. DSCR 1.83, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $13,872 stacks alongside $112,999 in projected five-year appreciation and $3,429/yr in principal reduction. Projected total cumulative return: $221,181.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 5.5% |
| Monthly Cash Flow | $1,156 | $1,850 |
City averages based on Saint George market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,553 |
| Total Monthly Debt Service | $2,334 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
1,306 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84790, Saint George, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,406 (100%) |
| Owner Occupied HU | 17,466 (71.6%) |
| Renter Occupied HU | 4,678 (19.2%) |
| Vacant Housing Units | 2,262 ( 9.3%) |
| Median Home Value | $621,089 |
| Average Home Value | $684,205 |
Housing Distribution
Address Breakdown
Residential
22,487
Single Family
21,536
Multi-Family
951
Businesses
1,526
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: NATHAN MAYO • RED ROCK REAL ESTATE
Mls Name: WCBR
Mls ID: #25-265255
