LOT 2 Acid Factory RoadLong EddyNY12760
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at LOT 2 Acid Factory Road, Long Eddy, NY, 12760 in Long Eddy speaks for itself: 17.24% gross on a $399,000 price, generating $5,731/mo in rent and $3,067/mo in net income after the $1,794/mo debt service. DSCR 3.19, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $36,801 stacks alongside $110,236 in projected five-year appreciation and $3,675/yr in principal reduction. Projected total cumulative return: $349,505.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 17.2% | 6.2% |
| Monthly Cash Flow | $3,067 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,731 |
| Total Monthly Debt Service | $2,506 |
| DSCR Ratio | 2.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
4.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12760, Long Eddy, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 593 (100%) |
| Owner Occupied HU | 202 (34.1%) |
| Renter Occupied HU | 42 ( 7.1%) |
| Vacant Housing Units | 349 (58.9%) |
| Median Home Value | $283,333 |
| Average Home Value | $376,411 |
Housing Distribution
Address Breakdown
Residential
330
Single Family
330
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
4.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12760, Long Eddy, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 593 (100%) |
| Owner Occupied HU | 202 (34.1%) |
| Renter Occupied HU | 42 ( 7.1%) |
| Vacant Housing Units | 349 (58.9%) |
| Median Home Value | $283,333 |
| Average Home Value | $376,411 |
Housing Distribution
Address Breakdown
Residential
330
Single Family
330
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices