LOT 13 Val Monte DrGuntersvilleAL35976
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Guntersville at LOT 13 Val Monte Dr, Guntersville, AL, 35976 offers a 3.07% rental yield on a $820,500 purchase with $2,099/mo rent. 8% in year one. Equity gained on principal adds $5,295/yr while 5% annual appreciation supports $226,689 over five years. Portfolio math shows five-year ROI at 42.53% and total cumulative return in cash at $114,816. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,099/mo property income against a $4,016/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35976, Guntersville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,901 (100%) |
| Owner Occupied HU | 5,692 (63.9%) |
| Renter Occupied HU | 2,042 (22.9%) |
| Vacant Housing Units | 1,167 (13.1%) |
| Median Home Value | $309,624 |
| Average Home Value | $355,881 |
Housing Distribution
Address Breakdown
Residential
8,133
Single Family
7,824
Multi-Family
309
Businesses
939
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Listed by: Amy Poole • Ainsworth Real Estate, LLC
Mls Name: ValleyMLS
Mls ID: #21904594