LOT 11 Val Monte DrGuntersvilleAL35976








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Guntersville at LOT 11 Val Monte Dr, Guntersville, AL, 35976 offers $2,280/mo rent that, after a $5,017/mo payment. Total monthly income is $2,280/mo. Return on cash invested measures 7.7% in year one, and rental yield stands at 2.67% at a $1,025,000 entry. Equity gained on principal adds $6,614/yr while 5% annual appreciation compounds into $283,189 by year five. Five-year ROI records 36.56% and total cumulative return in cash reaches $121,420. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,280/mo property income versus a $5,017/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35976, Guntersville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,901 (100%) |
| Owner Occupied HU | 5,692 (63.9%) |
| Renter Occupied HU | 2,042 (22.9%) |
| Vacant Housing Units | 1,167 (13.1%) |
| Median Home Value | $309,624 |
| Average Home Value | $355,881 |
Housing Distribution
Address Breakdown
Residential
8,133
Single Family
7,824
Multi-Family
309
Businesses
939
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Listed by: Rebecca Hinds • Ainsworth Real Estate, LLC
Mls Name: ValleyMLS
Mls ID: #21904629








