Locke : 50-2265.F.1 Plan, Kinder Ranch : 50'sSan AntonioTX78260
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe headline number at Locke: 50-2265. F.1 Plan, Kinder Ranch: 50's, San Antonio, TX, 78260 in San Antonio is the 1.51 coverage ratio: rent of $3,950/mo versus a $2,621/mo debt payment on a $582,900 property. Rental yield 7.03%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $161,045 by year five, with $5,369/yr in equity from paydown. Total projected cumulative return: $210,801.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 5.8% |
| Monthly Cash Flow | $(729) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,950 |
| Total Monthly Debt Service | $3,913 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78260, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,827 (100%) |
| Owner Occupied HU | 12,013 (75.9%) |
| Renter Occupied HU | 2,891 (18.3%) |
| Vacant Housing Units | 923 ( 5.8%) |
| Median Home Value | $477,115 |
| Average Home Value | $509,391 |
Housing Distribution
Address Breakdown
Residential
14,830
Single Family
13,560
Multi-Family
1,270
Businesses
194
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78260, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,827 (100%) |
| Owner Occupied HU | 12,013 (75.9%) |
| Renter Occupied HU | 2,891 (18.3%) |
| Vacant Housing Units | 923 ( 5.8%) |
| Median Home Value | $477,115 |
| Average Home Value | $509,391 |
Housing Distribution
Address Breakdown
Residential
14,830
Single Family
13,560
Multi-Family
1,270
Businesses
194
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kristin Tripp • Monticello Homes
Mls Name: Monticello Homes
Mls ID: #N/A