Lancaster Plan, Stone Mill Signature, Lowell, IN, 46356 | $125/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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Lancaster Plan, Stone Mill Signature, Lowell, IN, 46356 | $125/mo Cash Flow | Ziffy

For Sale

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Lowell at Lancaster Plan, Stone Mill Signature, Lowell, IN, 46356 offers $2,274/mo rent that, after a $1,752/mo payment, leaves $125/mo cash flow. Total monthly income is $2,274/mo, and annual cash flow is $1,503/yr on $118,675 cash. Return on cash invested measures 21.18% in year one, and rental yield stands at 7.62% at a $357,995 entry. Equity gained on principal adds $2,310/yr while 5% annual appreciation compounds into $98,907 by year five. Five-year ROI records 109.41% and total cumulative return in cash reaches $129,844. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,274/mo property income versus a $1,752/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

The Lancaster is a beautifully crafted new construction home in Northwest Indiana, offering the perfect balance of timeless design and everyday functionality. With 2,175 square feet of living space, this two-story home features a flexible floorplan with four bedrooms and 2.5 baths, or the option to transform it into a three-bedroom layout with an expansive primary suite-giving you the freedom to personalize your space to suit your lifestyle. From the moment you step into the dramatic two-story foyer, you're greeted with a sense of openness and warmth. The spacious great room seamlessly connects to the dining area and a thoughtfully designed kitchen, creating an inviting flow perfect for entertaining or relaxed everyday living. A versatile flex room on the main floor offers the ideal space for a home office, formal dining room, or additional seating area. A mudroom off the attached two-car garage keeps daily essentials organized, and an optional sunroom provides the opportunity to expand your living space. Upstairs, the primary bedroom suite serves as a private retreat, complete with a large walk-in closet and a spa-inspired bath. Homebuyers can opt for an even larger primary suite by selecting the three-bedroom configuration, which adds square footage for a sitting area, dressing space, or added storage. Two additional upstairs bedrooms, both with walk-in closets, share a full bath conveniently located near the second-floor laundry area.

Neighborhood Data

Neighborhood data shown for ZIP Code: 46356, Lowell, IN area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,032 (100%)
Owner Occupied HU	6,541 (81.4%)
Renter Occupied HU	1,041 (13.0%)
Vacant Housing Units	450 ( 5.6%)
Median Home Value	$310,836
Average Home Value	$337,461