L16.1 Betty Brook RoadSouth KortrightNY13842
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at L16.1 Betty Brook Road, South Kortright, NY, 13842 in South Kortright speaks for itself: 23% gross on a $122,000 price, generating $2,339/mo in rent and $1,524/mo in net income after the $549/mo debt service. DSCR 4.26, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $18,289 stacks alongside $33,706 in projected five-year appreciation and $1,124/yr in principal reduction. Projected total cumulative return: $144,618.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 23% | 6.2% |
| Monthly Cash Flow | $1,524 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,339 |
| Total Monthly Debt Service | $766 |
| DSCR Ratio | 3.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
31.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13842, South Kortright, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 235 (100%) |
| Owner Occupied HU | 84 (35.7%) |
| Renter Occupied HU | 21 ( 8.9%) |
| Vacant Housing Units | 130 (55.3%) |
| Median Home Value | $263,636 |
| Average Home Value | $269,613 |
Housing Distribution
Address Breakdown
Residential
191
Single Family
191
Multi-Family
0
Businesses
9
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
31.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13842, South Kortright, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 235 (100%) |
| Owner Occupied HU | 84 (35.7%) |
| Renter Occupied HU | 21 ( 8.9%) |
| Vacant Housing Units | 130 (55.3%) |
| Median Home Value | $263,636 |
| Average Home Value | $269,613 |
Housing Distribution
Address Breakdown
Residential
191
Single Family
191
Multi-Family
0
Businesses
9
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices