Kensington Slab Plan, Parkland Trace : SignatureBoydsMD20841
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderKensington Slab Plan, Parkland Trace: Signature, Boyds, MD, 20841 in Boyds is a stable, well-positioned rental at $959,990. Rental yield 7.12%. DSCR 1.32 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $265,228 in value and $8,842/yr in principal paydown builds equity, a total projected return of $346,616.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 6.0% |
| Monthly Cash Flow | $(273) | $850 |
City averages based on Boyds market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,698 |
| Total Monthly Debt Service | $5,589 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20841, Boyds, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,948 (100%) |
| Owner Occupied HU | 2,624 (89.0%) |
| Renter Occupied HU | 264 ( 9.0%) |
| Vacant Housing Units | 60 ( 2.0%) |
| Median Home Value | $805,310 |
| Average Home Value | $813,769 |
Housing Distribution
Address Breakdown
Residential
2,918
Single Family
2,816
Multi-Family
102
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20841, Boyds, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,948 (100%) |
| Owner Occupied HU | 2,624 (89.0%) |
| Renter Occupied HU | 264 ( 9.0%) |
| Vacant Housing Units | 60 ( 2.0%) |
| Median Home Value | $805,310 |
| Average Home Value | $813,769 |
Housing Distribution
Address Breakdown
Residential
2,918
Single Family
2,816
Multi-Family
102
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
