Kemp RdBuena VistaGA31803
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. Rental yield 3.02%. Kemp Rd, Buena Vista, GA, 31803 in Buena Vista at $1,420,250, 3.02% gross yield, is a market-growth asset. The $3,570/mo rent partially funds the $6,386/mo debt service; the core return is the 5%/yr price growth projected to add $392,389 over five years. Ziffy Mortgage's DSCR mortgage (0.56) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $211,421.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3% | 9.0% |
| Monthly Cash Flow | $(5,074) | $300 |
City averages based on Buena Vista market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,570 |
| Total Monthly Debt Service | $8,079 |
| DSCR Ratio | 0.44x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
950 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31803, Buena Vista, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,277 (100%) |
| Owner Occupied HU | 1,348 (59.2%) |
| Renter Occupied HU | 588 (25.8%) |
| Vacant Housing Units | 341 (15.0%) |
| Median Home Value | $166,570 |
| Average Home Value | $195,254 |
Housing Distribution
Address Breakdown
Residential
1,712
Single Family
1,695
Multi-Family
17
Businesses
156
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
950 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31803, Buena Vista, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,277 (100%) |
| Owner Occupied HU | 1,348 (59.2%) |
| Renter Occupied HU | 588 (25.8%) |
| Vacant Housing Units | 341 (15.0%) |
| Median Home Value | $166,570 |
| Average Home Value | $195,254 |
Housing Distribution
Address Breakdown
Residential
1,712
Single Family
1,695
Multi-Family
17
Businesses
156
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Listed by: Aubrey Breiner • LandMart.com
Mls Name: REALSTACK
Mls ID: #80144