Kelly Plan, Empire PointeQueen CreekAZ85142
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 0% gross rental yield, Kelly Plan, Empire Pointe, Queen Creek, AZ, 85142 in Queen Creek is priced for capital growth, not immediate cash flow. The $650,990 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $179,857 by year five, with $5,996/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.15) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $214,836.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.0% |
| Monthly Cash Flow | $0 | $400 |
City averages based on Queen Creek market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,362 |
| Total Monthly Debt Service | $3,589 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: US - PHX - Empire Pointe Emerald - 623-300-2931 • Mattamy Homes
Mls Name: Mattamy Homes
Mls ID: #N/A