Jacobson Plan, Mission HillsGuthrieOK73044
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate Jacobson Plan, Mission Hills, Guthrie, OK, 73044 in Guthrie. At $339,871 it earns $2,402/mo in rent and distributes $232/mo to the owner after the $1,528/mo payment, a consistent 8.48% yield. DSCR 1.57 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $93,900 in value; $3,130/yr in principal paydown compounds ownership stake. Total projected return: $144,125.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.2% |
| Monthly Cash Flow | $232 | $450 |
City averages based on Guthrie market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,402 |
| Total Monthly Debt Service | $2,035 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73044, Guthrie, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,703 (100%) |
| Owner Occupied HU | 7,164 (66.9%) |
| Renter Occupied HU | 2,659 (24.8%) |
| Vacant Housing Units | 880 ( 8.2%) |
| Median Home Value | $217,082 |
| Average Home Value | $253,324 |
Housing Distribution
Address Breakdown
Residential
10,537
Single Family
10,501
Multi-Family
36
Businesses
983
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73044, Guthrie, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,703 (100%) |
| Owner Occupied HU | 7,164 (66.9%) |
| Renter Occupied HU | 2,659 (24.8%) |
| Vacant Housing Units | 880 ( 8.2%) |
| Median Home Value | $217,082 |
| Average Home Value | $253,324 |
Housing Distribution
Address Breakdown
Residential
10,537
Single Family
10,501
Multi-Family
36
Businesses
983
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
