Isabella Plan, Heritage Park NorthGermantownWI53022
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.14% yield at Isabella Plan, Heritage Park North, Germantown, WI, 53022 in Germantown is solid, but the $3,026/mo payment compresses net cash flow to $11/mo at $672,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $185,910 by year five, and $6,197/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.51) without U.S. income documentation. Total projected return: $257,575.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $11 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,567 |
| Total Monthly Debt Service | $4,288 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
$40 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53022, Germantown, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,761 (100%) |
| Owner Occupied HU | 6,384 (72.9%) |
| Renter Occupied HU | 2,087 (23.8%) |
| Vacant Housing Units | 290 ( 3.3%) |
| Median Home Value | $413,473 |
| Average Home Value | $443,112 |
Housing Distribution
Address Breakdown
Residential
8,503
Single Family
7,647
Multi-Family
856
Businesses
879
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
$40 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53022, Germantown, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,761 (100%) |
| Owner Occupied HU | 6,384 (72.9%) |
| Renter Occupied HU | 2,087 (23.8%) |
| Vacant Housing Units | 290 ( 3.3%) |
| Median Home Value | $413,473 |
| Average Home Value | $443,112 |
Housing Distribution
Address Breakdown
Residential
8,503
Single Family
7,647
Multi-Family
856
Businesses
879
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Stepping Stone Homes
Mls Name: Stepping Stone Homes
Mls ID: #N/A