Irving Plan, Reserve in the Pines, La Pine, OR, 97739 | $276/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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Irving Plan, Reserve in the Pines, La Pine, OR, 97739 | $276/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in La Pine at Irving Plan, Reserve in the Pines, La Pine, OR, 97739 uses $116,323 cash to close to unlock $3,317/yr annual cash flow and $276/mo monthly cash flow. Total monthly income runs $2,394/mo, and a $1,717/mo payment keeps the spread at $276/mo. Purchase price stands at $350,900, and rental yield measures 8.19% with $2,394/mo rent. Return on cash invested shows 22.76% in year one, and 5% annual appreciation builds toward $96,947 over five years. Five-year ROI reaches 117.95% and total cumulative return in cash records $137,204. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,394/mo property income covering a $1,717/mo payment rather than investor’s personal income.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

A two-story home with spacious living and dining rooms on the first level, offering direct access to an outdoor patio through sliding glass doors. Three bedrooms occupy the second floor including the owner's suite with a generous walk-in closet and spa-like bathroom.

Neighborhood Data

Neighborhood data shown for ZIP Code: 97739, La Pine, OR area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	7,449 (100%)
Owner Occupied HU	4,818 (64.7%)
Renter Occupied HU	1,005 (13.5%)
Vacant Housing Units	1,626 (21.8%)
Median Home Value	$450,927
Average Home Value	$486,382