Integrity 2080 Plan, Heritage Village Homes, Saint Joseph, MI, 49085 | $885/mo Cash Flow

For Sale

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Saint Joseph at Integrity 2080 Plan, Heritage Village Homes, Saint Joseph, MI, 49085 with 5% annual appreciation on a $357,230 basis while $3,240/mo rent supports operations. Total monthly income totals $3,240/mo and a $1,748/mo payment preserves $885/mo for cash returns. Annual cash flow comes to $10,616/yr on $118,422 deployed, and return on cash invested reaches 28.87% in year one. Equity gained on principal adds $2,305/yr, and five-year appreciation sums $98,696 alongside rental yield of 10.88%. Five-year ROI measures 151.44% and total cumulative return in cash totals $179,344.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,240/mo property income versus a $1,748/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 49085, Saint Joseph, MI area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,734 (100%)
Owner Occupied HU	8,123 (69.2%)
Renter Occupied HU	2,388 (20.4%)
Vacant Housing Units	1,223 (10.4%)
Median Home Value	$316,036
Average Home Value	$368,464