Independence Plan, Chatham Village - The Cottage Collection, Westfield, IN, 46074 | 6.73% Rental Yield

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income equals $3,808/mo. Return on cash invested is 18.62% in year one, and rental yield stands at 6.73% on a $678,990 basis. Equity gained on principal adds $4,381/yr, and 5% annual appreciation accumulates to $187,592 by year five. Five-year ROI measures 95.67% and total cumulative return in cash reaches $213,715. For financing, Ziffy Mortgage’s DSCR program evaluates $3,808/mo property income against a $3,323/mo payment instead of your W2s, 1099s, or Tax returns.

Single Family

Built in 2026

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 46074, Westfield, IN area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	21,825 (100%)
Owner Occupied HU	16,826 (77.1%)
Renter Occupied HU	3,538 (16.2%)
Vacant Housing Units	1,461 ( 6.7%)
Median Home Value	$463,787
Average Home Value	$528,199