Independence II Plan, Highlands Trail: Highlands Trail - Ranchers, Harvest, AL, 35749 | $456/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Return on cash invested sits at 24.48% in year one, and rental yield is 8.29% on a $360,490 entry. Equity gained on principal adds $2,326/yr, while 5% annual appreciation builds toward $99,597 over five years. Five-year ROI reaches 126.66% and total cumulative return in cash sums $151,363. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,490/mo property income rather than buyer’s personal income.

Single Family

Built in 2026

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 35749, Harvest, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	10,975 (100%)
Owner Occupied HU	9,459 (86.2%)
Renter Occupied HU	1,200 (10.9%)
Vacant Housing Units	316 ( 2.9%)
Median Home Value	$321,761
Average Home Value	$361,588