Independence Commons Plan, Independence CommonsPottervilleMI48876
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: Independence Commons Plan, Independence Commons, Potterville, MI, 48876 in Potterville at $108,900 earns $819/mo in rent and nets $101/mo after the $490/mo payment, a 9.02% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $30,087 over five years. Ziffy Mortgage underwrites this on a 1.67 DSCR without U.S. credit history. With $1,003/yr in principal paydown, total projected return reaches $47,964.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.8% |
| Monthly Cash Flow | $101 | $850 |
City averages based on Potterville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $819 |
| Total Monthly Debt Service | $675 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48876, Potterville, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,782 (100%) |
| Owner Occupied HU | 1,355 (76.0%) |
| Renter Occupied HU | 371 (20.8%) |
| Vacant Housing Units | 56 ( 3.1%) |
| Median Home Value | $221,824 |
| Average Home Value | $240,738 |
Housing Distribution
Address Breakdown
Residential
1,650
Single Family
1,563
Multi-Family
87
Businesses
77
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48876, Potterville, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,782 (100%) |
| Owner Occupied HU | 1,355 (76.0%) |
| Renter Occupied HU | 371 (20.8%) |
| Vacant Housing Units | 56 ( 3.1%) |
| Median Home Value | $221,824 |
| Average Home Value | $240,738 |
Housing Distribution
Address Breakdown
Residential
1,650
Single Family
1,563
Multi-Family
87
Businesses
77
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Windward Communities
Mls Name: Windward Communities
Mls Provider:
Mls ID: #N/A