Holland Plan, Cedar SpringsTrinityAL35673
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, Holland Plan, Cedar Springs, Trinity, AL, 35673 in Trinity earns a 8.63% gross yield at $231,400. Rent of $1,664/mo nets $358/mo after the $1,041/mo mortgage. The 1.60 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $63,932 and $2,131/yr in equity accumulation project a total cumulative return of $110,222.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.0% |
| Monthly Cash Flow | $358 | $1,200 |
City averages based on Trinity market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,664 |
| Total Monthly Debt Service | $1,214 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35673, Trinity, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,307 (100%) |
| Owner Occupied HU | 2,592 (78.4%) |
| Renter Occupied HU | 443 (13.4%) |
| Vacant Housing Units | 272 ( 8.2%) |
| Median Home Value | $221,902 |
| Average Home Value | $253,529 |
Housing Distribution
Address Breakdown
Residential
3,386
Single Family
3,386
Multi-Family
0
Businesses
205
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35673, Trinity, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,307 (100%) |
| Owner Occupied HU | 2,592 (78.4%) |
| Renter Occupied HU | 443 (13.4%) |
| Vacant Housing Units | 272 ( 8.2%) |
| Median Home Value | $221,902 |
| Average Home Value | $253,529 |
Housing Distribution
Address Breakdown
Residential
3,386
Single Family
3,386
Multi-Family
0
Businesses
205
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
