Holcombe Plan, RidgefieldHebronKY41048
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, Holcombe Plan, Ridgefield, Hebron, KY, 41048 in Hebron deserves attention. This $364,900 property earns $3,366/mo in rent, a 11.07% gross yield, and nets $1,145/mo after the $1,641/mo payment. DSCR 2.05 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $100,815 compounds alongside $3,361/yr in yearly equity build, for a total cumulative return of $211,936.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 8.0% |
| Monthly Cash Flow | $1,145 | $350 |
City averages based on Hebron market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,366 |
| Total Monthly Debt Service | $2,076 |
| DSCR Ratio | 1.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41048, Hebron, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,881 (100%) |
| Owner Occupied HU | 4,882 (83.0%) |
| Renter Occupied HU | 862 (14.7%) |
| Vacant Housing Units | 137 ( 2.3%) |
| Median Home Value | $341,221 |
| Average Home Value | $385,472 |
Housing Distribution
Address Breakdown
Residential
5,993
Single Family
5,744
Multi-Family
249
Businesses
524
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41048, Hebron, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,881 (100%) |
| Owner Occupied HU | 4,882 (83.0%) |
| Renter Occupied HU | 862 (14.7%) |
| Vacant Housing Units | 137 ( 2.3%) |
| Median Home Value | $341,221 |
| Average Home Value | $385,472 |
Housing Distribution
Address Breakdown
Residential
5,993
Single Family
5,744
Multi-Family
249
Businesses
524
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
