Hillis Plan, John's Lake NorthClermontFL34711
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. Rental yield 7.78%. Hillis Plan, John's Lake North, Clermont, FL, 34711 in Clermont achieves a 1.53 ratio at $616,990: $4,249/mo rent versus $2,774/mo debt service. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 7.78% yield compounds alongside 5% annual appreciation projecting $170,463 in value. Total projected cumulative return: $245,155.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 5.0% |
| Monthly Cash Flow | $(96) | $300 |
City averages based on Clermont market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,249 |
| Total Monthly Debt Service | $3,849 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34711, Clermont, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 31,044 (100%) |
| Owner Occupied HU | 21,931 (70.6%) |
| Renter Occupied HU | 6,996 (22.5%) |
| Vacant Housing Units | 2,117 ( 6.8%) |
| Median Home Value | $424,658 |
| Average Home Value | $469,761 |
Housing Distribution
Address Breakdown
Residential
28,165
Single Family
26,859
Multi-Family
1,306
Businesses
1,398
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34711, Clermont, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 31,044 (100%) |
| Owner Occupied HU | 21,931 (70.6%) |
| Renter Occupied HU | 6,996 (22.5%) |
| Vacant Housing Units | 2,117 ( 6.8%) |
| Median Home Value | $424,658 |
| Average Home Value | $469,761 |
Housing Distribution
Address Breakdown
Residential
28,165
Single Family
26,859
Multi-Family
1,306
Businesses
1,398
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
