Hillcrest Plan, Whisper Ridge, Hilliard, FL, 32046 | $373/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

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Hillcrest Plan, Whisper Ridge, Hilliard, FL, 32046 | $373/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Hilliard at Hillcrest Plan, Whisper Ridge, Hilliard, FL, 32046 uses $119,307 cash to close to unlock $4,478/yr annual cash flow and $373/mo monthly cash flow. Total monthly income runs $2,802/mo, and a $1,762/mo payment keeps the spread at $373/mo. Purchase price stands at $359,900, and rental yield measures 9.34% with $2,802/mo rent. Return on cash invested shows 23.66% in year one, and 5% annual appreciation builds toward $99,434 over five years. Five-year ROI reaches 123.74% and total cumulative return in cash records $147,626. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,802/mo property income covering a $1,762/mo payment rather than investor’s personal income.

Single Family

Built in 2025

N/A lot

$N/A/sqft

$40 monthly HOA

More details about the property

Nestled in the brand-new Whisper Ridge community of Hilliard, FL, this new construction home is a masterpiece of modern living. With 4 bedrooms and 2 bathrooms, it offers ample space for both families and individuals. As you step into the open and airy home, you're greeted by a spacious dining room near the entrance, perfect for hosting memorable gatherings and creating lasting memories. The heart of the home is the upgraded kitchen, boasting Whirlpool brand appliances, stunning granite countertops, and gorgeous white cabinets, providing both style and practicality. The master bedroom suite is your private retreat, complete with a dual sink vanity, step-in shower, and a separate tub, creating a spa-like atmosphere for relaxation. With a 2-car garage, your parking and storage needs are effortlessly met. Experience the perfect blend of comfort and convenience in this new home, where modern living meets community charm.

Neighborhood Data

Neighborhood data shown for ZIP Code: 32046, Hilliard, FL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,069 (100%)
Owner Occupied HU	3,027 (74.4%)
Renter Occupied HU	784 (19.3%)
Vacant Housing Units	258 ( 6.3%)
Median Home Value	$356,963
Average Home Value	$406,535