Hc 1 BOX 1015SilvaMO63964
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: Hc 1 BOX 1015, Silva, MO, 63964 in Silva at $113,848 earns $881/mo in rent and nets $172/mo after the $512/mo payment, a 9.28% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $31,454 over five years. Ziffy Mortgage underwrites this on a 1.72 DSCR without U.S. credit history. With $1,049/yr in principal paydown, total projected return reaches $54,305.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $172 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $881 |
| Total Monthly Debt Service | $664 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63964, Silva, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 399 (100%) |
| Owner Occupied HU | 228 (57.1%) |
| Renter Occupied HU | 67 (16.8%) |
| Vacant Housing Units | 104 (26.1%) |
| Median Home Value | $146,512 |
| Average Home Value | $150,011 |
Housing Distribution
Address Breakdown
Residential
327
Single Family
304
Multi-Family
23
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63964, Silva, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 399 (100%) |
| Owner Occupied HU | 228 (57.1%) |
| Renter Occupied HU | 67 (16.8%) |
| Vacant Housing Units | 104 (26.1%) |
| Median Home Value | $146,512 |
| Average Home Value | $150,011 |
Housing Distribution
Address Breakdown
Residential
327
Single Family
304
Multi-Family
23
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices