Hawthorn Plan, Ashantilly CottagesDarienGA31305
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, Hawthorn Plan, Ashantilly Cottages, Darien, GA, 31305 in Darien deserves attention. This $259,900 property earns $2,203/mo in rent, a 10.17% gross yield, and nets $571/mo after the $1,169/mo payment. DSCR 1.88 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $71,806 compounds alongside $2,394/yr in yearly equity build, for a total cumulative return of $135,432.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.0% |
| Monthly Cash Flow | $571 | $1,200 |
City averages based on Darien market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,203 |
| Total Monthly Debt Service | $1,528 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
$50 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31305, Darien, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,489 (100%) |
| Owner Occupied HU | 1,538 (61.8%) |
| Renter Occupied HU | 509 (20.4%) |
| Vacant Housing Units | 442 (17.8%) |
| Median Home Value | $203,791 |
| Average Home Value | $238,558 |
Housing Distribution
Address Breakdown
Residential
1,906
Single Family
1,861
Multi-Family
45
Businesses
285
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
$50 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31305, Darien, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,489 (100%) |
| Owner Occupied HU | 1,538 (61.8%) |
| Renter Occupied HU | 509 (20.4%) |
| Vacant Housing Units | 442 (17.8%) |
| Median Home Value | $203,791 |
| Average Home Value | $238,558 |
Housing Distribution
Address Breakdown
Residential
1,906
Single Family
1,861
Multi-Family
45
Businesses
285
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices