HARPER Plan, Grand ReserveBunnellFL32110
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, HARPER Plan, Grand Reserve, Bunnell, FL, 32110 in Bunnell deserves attention. This $283,990 property earns $2,494/mo in rent, a 10.54% gross yield, and nets $609/mo after the $1,277/mo payment. DSCR 1.95 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $78,461 compounds alongside $2,616/yr in yearly equity build, for a total cumulative return of $147,483.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.0% |
| Monthly Cash Flow | $609 | $300 |
City averages based on Bunnell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,494 |
| Total Monthly Debt Service | $1,772 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32110, Bunnell, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,032 (100%) |
| Owner Occupied HU | 3,590 (71.3%) |
| Renter Occupied HU | 944 (18.8%) |
| Vacant Housing Units | 498 ( 9.9%) |
| Median Home Value | $336,904 |
| Average Home Value | $352,442 |
Housing Distribution
Address Breakdown
Residential
4,386
Single Family
4,385
Multi-Family
1
Businesses
799
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32110, Bunnell, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,032 (100%) |
| Owner Occupied HU | 3,590 (71.3%) |
| Renter Occupied HU | 944 (18.8%) |
| Vacant Housing Units | 498 ( 9.9%) |
| Median Home Value | $336,904 |
| Average Home Value | $352,442 |
Housing Distribution
Address Breakdown
Residential
4,386
Single Family
4,385
Multi-Family
1
Businesses
799
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
