HARMONY Plan, Mountain View RanchWellingtonCO80549
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.33% yield at HARMONY Plan, Mountain View Ranch, Wellington, CO, 80549 in Wellington is solid, but the $1,987/mo payment compresses net cash flow to $124/mo at $441,990. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $122,114 by year five, and $4,071/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.36) without U.S. income documentation. Total projected return: $174,946.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 5.5% |
| Monthly Cash Flow | $124 | $2,500 |
City averages based on Wellington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,700 |
| Total Monthly Debt Service | $2,400 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80549, Wellington, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,457 (100%) |
| Owner Occupied HU | 4,421 (81.0%) |
| Renter Occupied HU | 856 (15.7%) |
| Vacant Housing Units | 180 ( 3.3%) |
| Median Home Value | $610,678 |
| Average Home Value | $751,914 |
Housing Distribution
Address Breakdown
Residential
4,571
Single Family
4,422
Multi-Family
149
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80549, Wellington, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,457 (100%) |
| Owner Occupied HU | 4,421 (81.0%) |
| Renter Occupied HU | 856 (15.7%) |
| Vacant Housing Units | 180 ( 3.3%) |
| Median Home Value | $610,678 |
| Average Home Value | $751,914 |
Housing Distribution
Address Breakdown
Residential
4,571
Single Family
4,422
Multi-Family
149
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • D.R. Horton
Mls Name: DR Horton
Mls Provider:
Mls ID: #N/A