Harding Plan, Carpenter Farms, Lincolnton, NC, 28092 | $134/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Lincolnton at Harding Plan, Carpenter Farms, Lincolnton, NC, 28092 earns $134/mo cash flow from $2,358/mo rent with a $1,786/mo payment. Total monthly income totals $2,358/mo, and annual cash flow totals $1,608/yr on $120,994 capital. ROI tracks 21.24% on current figures, and rental yield reads 7.75% at a $364,990 purchase. Equity gained on principal adds $2,355/yr, and 5% annual appreciation supports $100,840 over five years. Five-year ROI reaches 109.88% and total cumulative return in cash sums $132,952. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,358/mo property income instead of your personal income.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA