Gulf Harbor River: Build On Your Lot Plan, Fort Myers - Sales Office: Build On Your LotFort MyersFL33966
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayRental yield 1.82%. With 5% annual appreciation, the property builds $1,105,126 in value over five years. Equity growth combined delivers a projected five-year ROI of 18.29%, translating into $206,724 in total cumulative return on $1,130,000 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.8% | 6.8% |
| Monthly Cash Flow | $(20,477) | $1,850 |
City averages based on Fort Myers market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,067 |
| Total Monthly Debt Service | $24,953 |
| DSCR Ratio | 0.24x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Frank Jenkins Custom Homes
Mls Name: Frank Jenkins Custom Homes
Mls Provider:
Mls ID: #N/A