Grace Plan, Pecan Creek, Temple, TX, 76504 | $318/mo Cash Flow

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Grace Plan, Pecan Creek, Temple, TX, 76504 | $318/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Temple at Grace Plan, Pecan Creek, Temple, TX, 76504 with 5% annual appreciation on a $297,990 basis while $2,438/mo rent supports operations. Total monthly income totals $2,438/mo and a $1,459/mo payment preserves $318/mo for cash returns. Annual cash flow comes to $3,821/yr on $98,784 deployed, and return on cash invested reaches 23.78% in year one. Equity gained on principal adds $1,923/yr, and five-year appreciation sums $82,329 alongside rental yield of 9.82%. Five-year ROI measures 124.82% and total cumulative return in cash totals $123,305.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,438/mo property income versus a $1,459/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Discover The Grace floor plan in Pecan Creek, Temple, TX-a beautiful balance of timeless charm and modern design. Offering approximately 1,952 sq. ft., this thoughtfully crafted two-story home features two elegant exterior options, full-yard landscaping with irrigation, and a spacious two-car garage. Step through the inviting arched patio into a grand foyer that opens to an expansive living room. The open-concept layout flows seamlessly into the dining area and chef-inspired kitchen-perfect for daily living and entertaining. The kitchen showcases granite countertops, stainless steel appliances, a large island overlooking the living space, and a deep single-basin sink for added convenience. Upstairs, the design separates living and private spaces for comfort and privacy. The main suite is a peaceful retreat, featuring a walk-in shower, separate water closet, ample built-in storage, and a generous walk-in closet. Additional bedrooms and a conveniently located utility room provide plenty of space for family and guests. Every D.R. Horton home comes equipped with smart home technology, giving you control and security at your fingertips. With style, efficiency, and innovation woven into every detail, The Grace floor plan is the perfect place to call home. Contact us today to learn more about this exceptional opportunity!

Neighborhood Data

Neighborhood data shown for ZIP Code: 76504, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	13,346 (100%)
Owner Occupied HU	4,802 (36.0%)
Renter Occupied HU	7,272 (54.5%)
Vacant Housing Units	1,272 ( 9.5%)
Median Home Value	$208,864
Average Home Value	$274,573