Glimmer Plan, Saddlebrook Ranch, Schertz, TX, 78154 | $44/mo Cash Flow

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Glimmer Plan, Saddlebrook Ranch, Schertz, TX, 78154 | $44/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Schertz at Glimmer Plan, Saddlebrook Ranch, Schertz, TX, 78154 with 5% annual appreciation on a $305,990 basis while $2,220/mo rent supports operations. Total monthly income totals $2,220/mo and a $1,498/mo payment preserves $44/mo for cash returns. Annual cash flow comes to $525/yr on $101,436 deployed, and return on cash invested reaches 20.43% in year one. Equity gained on principal adds $1,975/yr, and five-year appreciation sums $84,539 alongside rental yield of 8.71%. Five-year ROI measures 106.83% and total cumulative return in cash totals $108,368.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,220/mo property income versus a $1,498/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

From the covered porch, you step into the foyer, where you're greeted by a coat closet and welcomed into the open dining area, kitchen, and family room. Just off the kitchen is the laundry room, which also provides access to the two-car garage. The family room leads to a back patio for outdoor living, as well as the private primary bedroom featuring a walk-in closet and a spacious primary bath. Also located off the kitchen are two additional bedrooms that share a full bath and have access to a nearby linen closet.

Neighborhood Data

Neighborhood data shown for ZIP Code: 78154, Schertz, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	16,854 (100%)
Owner Occupied HU	11,748 (69.7%)
Renter Occupied HU	4,430 (26.3%)
Vacant Housing Units	676 ( 4.0%)
Median Home Value	$337,195
Average Home Value	$362,054