Gin Property Lot 12 Plan, Gin PropertySenoiaGA30276
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who value predictability will appreciate Gin Property Lot 12 Plan, Gin Property, Senoia, GA, 30276 in Senoia. At $799,900 it earns $5,311/mo in rent and distributes $443/mo to the owner after the $3,597/mo payment, a consistent 7.97% yield. DSCR 1.48 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $220,998 in value; $7,367/yr in principal paydown compounds ownership stake. Total projected return: $331,414.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 7.5% |
| Monthly Cash Flow | $443 | $200 |
City averages based on Senoia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,311 |
| Total Monthly Debt Service | $4,550 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30276, Senoia, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,749 (100%) |
| Owner Occupied HU | 6,856 (88.5%) |
| Renter Occupied HU | 665 ( 8.6%) |
| Vacant Housing Units | 228 ( 2.9%) |
| Median Home Value | $414,248 |
| Average Home Value | $439,472 |
Housing Distribution
Address Breakdown
Residential
7,590
Single Family
7,590
Multi-Family
0
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30276, Senoia, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,749 (100%) |
| Owner Occupied HU | 6,856 (88.5%) |
| Renter Occupied HU | 665 ( 8.6%) |
| Vacant Housing Units | 228 ( 2.9%) |
| Median Home Value | $414,248 |
| Average Home Value | $439,472 |
Housing Distribution
Address Breakdown
Residential
7,590
Single Family
7,590
Multi-Family
0
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
