Gates Plan, Stone Garden : Broadview CollectionSan AntonioTX78223
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at Gates Plan, Stone Garden: Broadview Collection, San Antonio, TX, 78223 in San Antonio is narrow, $91/mo net on $1,279/mo rent after the $751/mo debt service, but the property operates at break-even-plus, not a loss. At $166,999 with a 9.19% yield, the long-run equity case via 5% appreciation ($46,139 over five years) and $1,538/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.70 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $69,886.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 5.8% |
| Monthly Cash Flow | $91 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,279 |
| Total Monthly Debt Service | $1,121 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78223, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,060 (100%) |
| Owner Occupied HU | 13,931 (57.9%) |
| Renter Occupied HU | 8,207 (34.1%) |
| Vacant Housing Units | 1,922 ( 8.0%) |
| Median Home Value | $208,750 |
| Average Home Value | $265,631 |
Housing Distribution
Address Breakdown
Residential
22,418
Single Family
16,614
Multi-Family
5,804
Businesses
982
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78223, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,060 (100%) |
| Owner Occupied HU | 13,931 (57.9%) |
| Renter Occupied HU | 8,207 (34.1%) |
| Vacant Housing Units | 1,922 ( 8.0%) |
| Median Home Value | $208,750 |
| Average Home Value | $265,631 |
Housing Distribution
Address Breakdown
Residential
22,418
Single Family
16,614
Multi-Family
5,804
Businesses
982
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Lennar
Mls Name: Lennar Homes
Mls Provider:
Mls ID: #N/A