Garnet Plan, GreenmontCaldwellID83607
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate Garnet Plan, Greenmont, Caldwell, ID, 83607 in Caldwell. At $442,990 it earns $3,259/mo in rent and distributes $711/mo to the owner after the $1,992/mo payment, a consistent 8.83% yield. DSCR 1.64 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $122,390 in value; $4,080/yr in principal paydown compounds ownership stake. Total projected return: $212,858.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 4.7% |
| Monthly Cash Flow | $711 | $185 |
City averages based on Caldwell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,259 |
| Total Monthly Debt Service | $2,372 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83607, Caldwell, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,081 (100%) |
| Owner Occupied HU | 11,352 (80.6%) |
| Renter Occupied HU | 2,204 (15.7%) |
| Vacant Housing Units | 525 ( 3.7%) |
| Median Home Value | $447,329 |
| Average Home Value | $546,326 |
Housing Distribution
Address Breakdown
Residential
13,620
Single Family
13,242
Multi-Family
378
Businesses
275
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83607, Caldwell, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,081 (100%) |
| Owner Occupied HU | 11,352 (80.6%) |
| Renter Occupied HU | 2,204 (15.7%) |
| Vacant Housing Units | 525 ( 3.7%) |
| Median Home Value | $447,329 |
| Average Home Value | $546,326 |
Housing Distribution
Address Breakdown
Residential
13,620
Single Family
13,242
Multi-Family
378
Businesses
275
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices