GARDNER Plan, Ramsay CoveOwens Cross RoadsAL35763
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Owens Cross Roads at GARDNER Plan, Ramsay Cove, Owens Cross Roads, AL, 35763 uses $90,165 cash to close to unlock $12,300/yr annual cash flow and $1,025/mo monthly cash flow. Total monthly income runs $2,560/mo, and a $1,331/mo payment keeps the spread at $1,025/mo. Purchase price stands at $271,990, and rental yield measures 11.29% with $2,560/mo rent. Return on cash invested shows 33.55% in year one, and 5% annual appreciation builds toward $75,146 over five years. Five-year ROI reaches 175.33% and total cumulative return in cash records $158,090. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,560/mo property income covering a $1,331/mo payment rather than investor’s personal income.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35763, Owens Cross Roads, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,206 (100%) |
| Owner Occupied HU | 7,738 (84.1%) |
| Renter Occupied HU | 1,165 (12.7%) |
| Vacant Housing Units | 303 ( 3.3%) |
| Median Home Value | $436,995 |
| Average Home Value | $478,066 |
Housing Distribution
Address Breakdown
Residential
9,173
Single Family
9,173
Multi-Family
0
Businesses
322
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Listed by: N/A • Century Complete
Mls Name: Century Communities
Mls Provider:
Mls ID: #N/A