GARDNER Plan, Ramsay CoveOwens Cross RoadsAL35763








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Owens Cross Roads at GARDNER Plan, Ramsay Cove, Owens Cross Roads, AL, 35763 at $273,990 posts ROI 34.74% with $1,123/mo cash flow from $2,669/mo rent. Total monthly income equals $2,669/mo, and annual cash flow records $13,470/yr on $90,828 to close. Return on cash invested measures 34.74% and rental yield reads 11.69% at the current $273,990. Equity gained on principal adds $1,768/yr, and 5% annual appreciation supports $75,698 by year five. Five-year ROI prints 181.67% and total cumulative return in cash totals $165,006.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $2,669/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35763, Owens Cross Roads, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,206 (100%) |
| Owner Occupied HU | 7,738 (84.1%) |
| Renter Occupied HU | 1,165 (12.7%) |
| Vacant Housing Units | 303 ( 3.3%) |
| Median Home Value | $436,995 |
| Average Home Value | $478,066 |
Housing Distribution
Address Breakdown
Residential
9,173
Single Family
9,173
Multi-Family
0
Businesses
322
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Listed by: N/A • Century Complete
Mls Name: Century Communities
Mls Provider:
Mls ID: #N/A








