GARDNER Plan, Ramsay CoveOwens Cross RoadsAL35763








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Owens Cross Roads at GARDNER Plan, Ramsay Cove, Owens Cross Roads, AL, 35763 priced at $278,990 pairs $2,560/mo rent with $985/mo cash flow after a $1,366/mo payment. Total monthly income equals $2,560/mo, and annual cash flow comes to $11,817/yr on $92,485 invested. Return on cash invested is 32.69% in year one, and rental yield stands at 11.01% on a $278,990 basis. Equity gained on principal adds $1,800/yr, and 5% annual appreciation accumulates to $77,080 by year five. Five-year ROI measures 170.65% and total cumulative return in cash reaches $157,828. For financing, Ziffy Mortgage’s DSCR program evaluates $2,560/mo property income against a $1,366/mo payment instead of your W2s, 1099s, or Tax returns.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35763, Owens Cross Roads, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,206 (100%) |
| Owner Occupied HU | 7,738 (84.1%) |
| Renter Occupied HU | 1,165 (12.7%) |
| Vacant Housing Units | 303 ( 3.3%) |
| Median Home Value | $436,995 |
| Average Home Value | $478,066 |
Housing Distribution
Address Breakdown
Residential
9,173
Single Family
9,173
Multi-Family
0
Businesses
322
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Listed by: N/A • Century Complete
Mls Name: Century Communities
Mls Provider:
Mls ID: #N/A








