Francis : 85-3527SF.1 Plan, Enchanted Bluff : 1 Acre+San AntonioTX78266
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at Francis: 85-3527SF.1 Plan, Enchanted Bluff: 1 Acre+, San Antonio, TX, 78266 in San Antonio is capital appreciation. Rental yield 5.89%. The 5.89% gross yield at $1,022,900 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $282,608 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (1.14) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $261,710.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 5.8% |
| Monthly Cash Flow | $(2,256) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,250 |
| Total Monthly Debt Service | $6,867 |
| DSCR Ratio | 0.76x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78266, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,832 (100%) |
| Owner Occupied HU | 2,349 (82.9%) |
| Renter Occupied HU | 427 (15.1%) |
| Vacant Housing Units | 56 ( 2.0%) |
| Median Home Value | $688,579 |
| Average Home Value | $711,878 |
Housing Distribution
Address Breakdown
Residential
3,196
Single Family
3,196
Multi-Family
0
Businesses
265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78266, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,832 (100%) |
| Owner Occupied HU | 2,349 (82.9%) |
| Renter Occupied HU | 427 (15.1%) |
| Vacant Housing Units | 56 ( 2.0%) |
| Median Home Value | $688,579 |
| Average Home Value | $711,878 |
Housing Distribution
Address Breakdown
Residential
3,196
Single Family
3,196
Multi-Family
0
Businesses
265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tracy Stockton • Monticello Homes
Mls Name: Monticello Homes
Mls ID: #N/A