Floor Plan #713 Plan, Horizon HillsLovelandCO80537
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFloor Plan #713 Plan, Horizon Hills, Loveland, CO, 80537 in Loveland earns its strong cash-flow label: 10% yield, $2,597/mo rent, $746/mo net income, DSCR 1.85. The $311,566 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $86,080 by year five. Combined with $2,870/yr in principal paydown, total projected return reaches $165,862.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 4.2% |
| Monthly Cash Flow | $746 | $1,850 |
City averages based on Loveland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,597 |
| Total Monthly Debt Service | $1,727 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
$35 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80537, Loveland, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,269 (100%) |
| Owner Occupied HU | 12,421 (61.3%) |
| Renter Occupied HU | 6,692 (33.0%) |
| Vacant Housing Units | 1,156 ( 5.7%) |
| Median Home Value | $561,925 |
| Average Home Value | $618,550 |
Housing Distribution
Address Breakdown
Residential
19,281
Single Family
17,561
Multi-Family
1,720
Businesses
1,822
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
$35 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80537, Loveland, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,269 (100%) |
| Owner Occupied HU | 12,421 (61.3%) |
| Renter Occupied HU | 6,692 (33.0%) |
| Vacant Housing Units | 1,156 ( 5.7%) |
| Median Home Value | $561,925 |
| Average Home Value | $618,550 |
Housing Distribution
Address Breakdown
Residential
19,281
Single Family
17,561
Multi-Family
1,720
Businesses
1,822
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices