Finley Plan, Hemingway - Reserve Series, Cumming, GA, 30041 | 6.84% Rental Yield

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income equals $2,669/mo. Return on cash invested prints 18.53% in year one, and rental yield reads 6.84% against a $467,933 entry. Equity gained on principal adds $3,020/yr, while 5% annual appreciation compiles into $129,281 by year five. Five-year ROI reaches 95.3% and total cumulative return in cash sums $147,836. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $2,669/mo property income covering a $2,290/mo payment, not borrower’s personal income.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 30041, Cumming, GA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	28,804 (100%)
Owner Occupied HU	22,503 (78.1%)
Renter Occupied HU	5,055 (17.5%)
Vacant Housing Units	1,246 ( 4.3%)
Median Home Value	$609,272
Average Home Value	$640,355