Espada Plan, Victoria CommonsSan AntonioTX78210
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. Rental yield 8.13%. Espada Plan, Victoria Commons, San Antonio, TX, 78210 in San Antonio achieves 1.51, rent of $5,051/mo covers the $3,353/mo payment 1.5x over at $745,564. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $205,986 over five years, with $6,867/yr in principal reduction bringing total projected return to $262,536.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.8% |
| Monthly Cash Flow | $(368) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,051 |
| Total Monthly Debt Service | $5,122 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
$117 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78210, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,453 (100%) |
| Owner Occupied HU | 7,244 (46.9%) |
| Renter Occupied HU | 5,946 (38.5%) |
| Vacant Housing Units | 2,263 (14.6%) |
| Median Home Value | $217,222 |
| Average Home Value | $262,117 |
Housing Distribution
Address Breakdown
Residential
14,301
Single Family
11,976
Multi-Family
2,325
Businesses
842
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
$117 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78210, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,453 (100%) |
| Owner Occupied HU | 7,244 (46.9%) |
| Renter Occupied HU | 5,946 (38.5%) |
| Vacant Housing Units | 2,263 (14.6%) |
| Median Home Value | $217,222 |
| Average Home Value | $262,117 |
Housing Distribution
Address Breakdown
Residential
14,301
Single Family
11,976
Multi-Family
2,325
Businesses
842
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Wes Peoples Homes
Mls Name: Wes Peoples Homes
Mls Provider:
Mls ID: #N/A