Empress Plan, Evergreen TraceBrookvilleOH45309
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at Empress Plan, Evergreen Trace, Brookville, OH, 45309 in Brookville is capital appreciation. Rental yield 4.99%. The 4.99% gross yield at $331,990 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $91,723 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.92) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $74,757.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 6.2% |
| Monthly Cash Flow | $(804) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,380 |
| Total Monthly Debt Service | $2,052 |
| DSCR Ratio | 0.67x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45309, Brookville, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,180 (100%) |
| Owner Occupied HU | 3,655 (70.6%) |
| Renter Occupied HU | 1,214 (23.4%) |
| Vacant Housing Units | 311 ( 6.0%) |
| Median Home Value | $284,564 |
| Average Home Value | $286,694 |
Housing Distribution
Address Breakdown
Residential
5,151
Single Family
5,048
Multi-Family
103
Businesses
274
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45309, Brookville, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,180 (100%) |
| Owner Occupied HU | 3,655 (70.6%) |
| Renter Occupied HU | 1,214 (23.4%) |
| Vacant Housing Units | 311 ( 6.0%) |
| Median Home Value | $284,564 |
| Average Home Value | $286,694 |
Housing Distribution
Address Breakdown
Residential
5,151
Single Family
5,048
Multi-Family
103
Businesses
274
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Have Questions? • Arbor Homes
Mls Name: Arbor Homes
Mls Provider:
Mls ID: #N/A