Empress Plan, Darlington Villas, Arbor SeriesJamestownIN46147
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at Empress Plan, Darlington Villas, Arbor Series, Jamestown, IN, 46147 in Jamestown speaks for itself: 10.16% gross on a $325,995 price, generating $2,760/mo in rent and $803/mo in net income after the $1,545/mo debt service. DSCR 1.79, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,637 stacks alongside $90,066 in projected five-year appreciation and $2,733/yr in principal reduction. Projected total cumulative return: $168,939.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.0% |
| Monthly Cash Flow | $803 | $500 |
City averages based on Jamestown market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,760 |
| Total Monthly Debt Service | $1,907 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 46147, Jamestown, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,171 (100%) |
| Owner Occupied HU | 935 (79.8%) |
| Renter Occupied HU | 163 (13.9%) |
| Vacant Housing Units | 73 ( 6.2%) |
| Median Home Value | $277,688 |
| Average Home Value | $390,570 |
Housing Distribution
Address Breakdown
Residential
1,050
Single Family
1,036
Multi-Family
14
Businesses
24
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
