Emma Plan, Rancho San GabrielGeorgetownTX78626
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeMost investment properties struggle to clear the 1.25x DSCR minimum. Rental yield 8.34%. Emma Plan, Rancho San Gabriel, Georgetown, TX, 78626 in Georgetown clears it at 1.55, a meaningful distinction for the Ziffy Mortgage DSCR approval process. Strong coverage makes approval clean and leaves room for vacancy without breaching underwriting thresholds. Five-year appreciation: $93,657; $3,122/yr in principal equity; total projected return: $126,423.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $(55) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,356 |
| Total Monthly Debt Service | $2,276 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78626, Georgetown, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,715 (100%) |
| Owner Occupied HU | 12,437 (54.8%) |
| Renter Occupied HU | 8,112 (35.7%) |
| Vacant Housing Units | 2,166 ( 9.5%) |
| Median Home Value | $447,966 |
| Average Home Value | $498,391 |
Housing Distribution
Address Breakdown
Residential
20,357
Single Family
15,646
Multi-Family
4,711
Businesses
1,177
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78626, Georgetown, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,715 (100%) |
| Owner Occupied HU | 12,437 (54.8%) |
| Renter Occupied HU | 8,112 (35.7%) |
| Vacant Housing Units | 2,166 ( 9.5%) |
| Median Home Value | $447,966 |
| Average Home Value | $498,391 |
Housing Distribution
Address Breakdown
Residential
20,357
Single Family
15,646
Multi-Family
4,711
Businesses
1,177
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • D.R. Horton
Mls Name: DR Horton
Mls Provider:
Mls ID: #N/A