Emerald Plan, Warm Spring RidgeChambersburgPA17201
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define Emerald Plan, Warm Spring Ridge, Chambersburg, PA, 17201 in Chambersburg. Rental yield 7.76%. The 1.44 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $112,168 and $3,739/yr in principal reduction project total return of $152,229.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.2% |
| Monthly Cash Flow | $(36) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,624 |
| Total Monthly Debt Service | $2,499 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17201, Chambersburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,931 (100%) |
| Owner Occupied HU | 6,439 (49.8%) |
| Renter Occupied HU | 5,549 (42.9%) |
| Vacant Housing Units | 943 ( 7.3%) |
| Median Home Value | $248,049 |
| Average Home Value | $303,856 |
Housing Distribution
Address Breakdown
Residential
12,289
Single Family
11,562
Multi-Family
727
Businesses
1,342
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17201, Chambersburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,931 (100%) |
| Owner Occupied HU | 6,439 (49.8%) |
| Renter Occupied HU | 5,549 (42.9%) |
| Vacant Housing Units | 943 ( 7.3%) |
| Median Home Value | $248,049 |
| Average Home Value | $303,856 |
Housing Distribution
Address Breakdown
Residential
12,289
Single Family
11,562
Multi-Family
727
Businesses
1,342
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Gemcraft Homes
Mls Name: Gemcraft Homes
Mls Provider:
Mls ID: #N/A