Emerald Plan, Trimble Hills, Joppa, MD, 21085 | $972/mo Cash Flow

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Emerald Plan, Trimble Hills, Joppa, MD, 21085 | $972/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Joppa at Emerald Plan, Trimble Hills, Joppa, MD, 21085 listed at $518,990 pairs $4,200/mo rent with a $2,540/mo payment to leave $972/mo cash flow. Total monthly income runs $4,200/mo, and annual cash flow reaches $11,668/yr on $170,748 cash to close. Return on cash invested measures 26.89% in year one, and rental yield registers 9.71% at a $518,990 basis. Equity gained on principal adds $3,349/yr, and annual property appreciation at 5% supports $143,387 by year five. Five-year ROI tracks 140.32% and total cumulative return in cash totals $239,598. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $4,200/mo property income relative to a $2,540/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

The Emerald is the perfect home for single-floor living. Enter through the foyer with two bedrooms and a full bath to the left. Continue down the hallway where the floorplan opens to the large great room and country kitchen with a dining nook. The kitchen offers plenty of cabinet space and a peninsula with an overhang, perfect for entertaining. The expansive owner's suite includes a walk in closet and private bath.

Neighborhood Data

Neighborhood data shown for ZIP Code: 21085, Joppa, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	7,293 (100%)
Owner Occupied HU	5,716 (78.4%)
Renter Occupied HU	1,258 (17.2%)
Vacant Housing Units	319 ( 4.4%)
Median Home Value	$379,594
Average Home Value	$447,700